Secure Online Payments in AU/NZ Accommodation: Why 3D Secure (3DS) Matters
Whether you manage a holiday park, motel, boutique hotel, or multi-site accommodation business, taking secure online payments is essential. At Seekom, we’ve integrated 3D Secure (3DS) into our payment system to help protect you and your guests from fraud.
What is 3D Secure (3DS)?
3D Secure is an additional layer of authentication for online card payments. It helps confirm that the person making the payment is the actual cardholder.
When a guest books online, their bank might ask them to verify the transaction - usually by sending a one-time code via text message (SMS) or prompting them to approve the payment in their banking app. It only takes a few seconds and adds a strong layer of fraud protection.
Why is This Important for Australasia Accommodation Providers?
The accommodation sector relies heavily on online bookings - and with that comes an increased risk of fraud. Whether your guests are local or international, 3DS helps reduce this risk.
Here’s how 3DS supports your business:
- Reduces fraudulent transactions and chargebacks
- Improves guest confidence in your payment system
- Helps future-proof your operation as global payment standards evolve
What Will Guests Experience?
When paying online, guests may:
- Get a text message with a one-time code
- Be prompted to approve the transaction in their banking app
- Use Face ID, fingerprint, or a bank-issued password for confirmation
This step may not happen every time - it depends on the guest’s bank and card provider.
Built-In Security with SeekomPay:
We’ve built 3DS requests directly into our SeekomPay payment gateway, ensuring secure transactions without requiring complex setups. While the system works seamlessly out of the box, you also have the flexibility to configure the 3DS challenge indicator to suit your business needs.
A step-by-step user guide is available to help you adjust these settings, allowing you to tailor the security preferences for your property. This ensures that your payment process remains secure and optimised for a smooth guest experience.
Safe Payments Mean Secure Bookings
With 3D Secure, you're protecting your revenue, your guests, and your reputation. Seekom ensures that your payment gateway is not only secure but also future-proofed for evolving industry standards.
Ready to Enhance Your Payment Security?
Contact us today to learn more about SeekomPay and how 3D Secure (3DS) can help protect your business.
Note: Something you may not know is that we also build websites. Many of our customers have Seekom-built, self managed websites with full control, backed by our expert setup and support. If you’re interested in finding out more, please get in touch.
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